
624 HARDWOOD CIRCLE, ORLANDO, FL, 32828
Active1 days on marketListed Aug 18, 2026MLS #O6434447
About this home
624 HARDWOOD CIRCLE
Beautiful waterfront home, fully renovated with high-end finishes throughout. Hardwood floors and 24" ceramic tile flow through the entire downstairs, leading to a remodeled master bath featuring granite counters, a marble and tile shower with under-cabinet lighting, and a jacuzzi tub. The kitchen is fully upgraded with travertine and granite counters, all-hardwood ivory cabinets with soft-close doors and drawers, stainless steel appliances, and under-cabinet lighting. Plantation shutters adorn every window throughout the home. The fourth bedroom upstairs is a versatile bedroom space with its own sink and wet bar, ideal as a guest suite, home office, or media room. The home also features ceiling fans throughout, recessed lighting, and a sliding glass door in the master bedroom overlooking a gorgeous pool and water view. The AC system was replaced approximately 2.5 years ago, and the washer was replaced about a year ago. Mature landscaping provides privacy while preserving the pristine water view. Waterford Recreation Park sits just steps away across the street, along with community amenities including a pool, tennis and pickleball courts, and walking trails. Minutes to Waterford Lakes Town Center, UCF, Research Park, and Orlando International Airport, with easy access to Downtown Orlando and area attractions, quick close possible. This move-in-ready home won't be on the market long.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,107
Sqft
0.12 ac
Lot size
2
Garage
2000
Year built
Two
Levels
$279
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,177 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,177/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.6%
Days on market
1 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterford Chase Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Waterford Chase Village — neighborhood snapshot
Population
3,350
Median age
43
Median income
$93,720
Median home value
$394,329
Avg household
3
Households w/ children
370
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the ORLANDO 32828 median. See the full Orlando market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Jhony Hung Zheng
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 624 HARDWOOD CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 624 HARDWOOD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jhony's phone and CRM.
Straight answers
624 HARDWOOD CIRCLE FAQs
What would the monthly payment be for 624 HARDWOOD CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,177/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 624 HARDWOOD CIRCLE?+
The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 624 HARDWOOD CIRCLE?+
The most recent tax bill on record (2024) was $7,040. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 624 HARDWOOD CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $587,900, this home is listed about 53% above the Orlando median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 624 HARDWOOD CIRCLE?+
Camelot Elementary (elementary), Discovery Middle (middle), Timber Creek High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$587,900 runs 44% above the ORLANDO 32828 median — but at 2,107 sqft it's also 32% larger than the typical Orlando listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Orlando market that averages 42 — if it fits, move quickly.
04Strong assigned schools
Camelot Elementary, Discovery Middle, Timber Creek High — Camelot Elementary rates 4 of 5. Always verify assignments with the district.
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6434447.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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