
4567 N GRASS ISLAND TERRACE, HERNANDO, FL, 34442
Active299 days on marketListed Oct 21, 2025MLS #OM711092
About this home
4567 N GRASS ISLAND TERRACE
Welcome to Arbor Lakes! This beautiful, gated 55+ community offers a relaxed Florida lifestyle with an array of amenities and a wonderful lakefront setting.This well-maintained 3-bedroom, 2-bath home features an open floor plan designed for comfortable everyday living and easy entertaining. The spacious kitchen offers abundant cabinetry and generous counter space. The split-bedroom layout provides privacy, with two additional spacious bedrooms that are ideal for guests, family, or a home office. The large primary suite features an ensuite bath with two closets, dual sinks, and a large walk-in shower. Additional features include an indoor laundry room with plenty of room for storage and organization, a central vacuum system, and hurricane shutters. Step outside to enjoy the large screened-in back porch, perfect for relaxing and enjoying Florida’s beautiful weather. The oversized 2-car garage provides additional clearance and convenience. Arbor Lakes offers an impressive selection of amenities, including a clubhouse with activities, swimming pool, fitness room, tennis courts, and sidewalks throughout the community. Residents also enjoy a beautiful lakefront park on the Lake Tsala Apopka chain of lakes, featuring majestic oak trees, scenic views, a picnic area, and a dock. Conveniently located within approximately 30 minutes of Ocala, Inverness, Crystal River, and Dunnellon, this home offers the best of peaceful community living with easy access to shopping, dining, recreation, and area attractions. Come see why Arbor Lakes is such a wonderful place to call home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,872
Sqft
0.19 ac
Lot size
2
Garage
2005
Year built
One
Levels
$134
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,055 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,055/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.3%
$/sqft vs Hernando actives
$134 vs $203
Days on market
299 vs 50 typical
Where $134/sqft sits among the 105 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$326K → $340K
Hernando median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
47 of 105
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 4567 N GRASS ISLAND TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$327,500
4400 N LAKE VISTA TRAIL · same community
3 bd · 2 ba · 1,810 sqft · $181/sqft · 104 DOM
Sold · Apr ’26$250,000
4564 N GRASS ISLAND TERRACE · same community
3 bd · 2.5 ba · 1,604 sqft · $156/sqft · 4 DOM
Sold · Feb ’26$310,000
4525 N GRASS ISLAND TERRACE · same community
3 bd · 2 ba · 2,152 sqft · $144/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Jhony Hung Zheng
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4567 N GRASS ISLAND TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4567 N GRASS ISLAND TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jhony's phone and CRM.
Straight answers
4567 N GRASS ISLAND TERRACE FAQs
What would the monthly payment be for 4567 N GRASS ISLAND TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,055/mo — principal and interest, the actual property-tax bill, the $172/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4567 N GRASS ISLAND TERRACE?+
The association fee works out to $172 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4567 N GRASS ISLAND TERRACE?+
The most recent tax bill on record (2025) was $1,690. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4567 N GRASS ISLAND TERRACE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $250,000, this home is listed about 35% below the Hernando median of $384,700. The market section on this page shows how the area is trending.
Which schools are assigned to 4567 N GRASS ISLAND TERRACE?+
Hernando Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PARSLEY REAL ESTATE INC · Dixie Parsley. MLS #OM711092.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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