Jhony Hung Zheng
$429,0003 bd2 ba1,958 sqft$219 /sqft$3,309 /mo all-in ↓

13967 SE 96TH CIRCLE, SUMMERFIELD, FL, 34491

Active0 days on marketListed Aug 14, 2026MLS #OM726986

Private poolSingle Family ResidenceSPRUCE CREEK GC

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Sat, Aug 15

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About this home

13967 SE 96TH CIRCLE

Meticulously Maintained Pool Home in Del Webb Spruce Creek Golf & Country Club WELCOME TO YOUR FLORIDA DREAM HOME! This meticulously maintained Hanover model featuring 3 bedrooms, 2 baths, and a beautiful 9' x 20' solar-heated pool is located in the highly desirable Del Webb Spruce Creek Golf & Country Club. From the exceptional landscaping and custom outdoor living areas to the beautifully appointed interior, this home shows pride of ownership throughout. The impressive custom double-door entry with decorative glass inserts sets the tone as you enter. Inside, you'll find crown molding throughout the entire home, custom wood valances over the windows, and an abundance of natural light. Solar tubes in the kitchen, laundry room, and primary bedroom closet bring additional natural light into some of the home's most frequently used spaces. The spacious kitchen offers exceptional storage and functionality with real wood oak cabinetry extended for additional storage, stainless steel appliances, and custom chef-style lighting above the cabinets. Whether preparing everyday meals or entertaining family and friends, this kitchen provides plenty of workspace and storage. The primary suite features custom plantation shutters, while the primary bathroom has been enhanced with a new custom glass shower enclosure. The guest bathroom also features a new custom glass enclosure, giving both bathrooms a fresh, updated appearance. One of the true highlights of this home is the 9' x 20' solar-heated pool and expansive pool deck, creating your own private Florida retreat. Large custom remote-controlled awnings provide shade when desired, allowing you to enjoy the outdoor living area throughout the day. The pool also has dedicated electrical service, adding convenience to this thoughtfully designed outdoor space. The home's outdoor presentation is equally impressive, featuring stunning professional landscaping, freshly painted exterior, and custom decorative textured finishes on the driveway, front porch, and large pool deck. The result is outstanding curb appeal from the moment you arrive. The 4-foot extended garage provides valuable additional space and includes ceiling-mounted storage racks plus a powered retractable garage screen, allowing the garage to become an even more functional part of the home. Important Home Updates & Features A/C – 2015 • Roof – 2014 • Hot Water Heater – 2023 Additional features include the solar-heated pool, dedicated pool electric, solar tubes, powered retractable garage screen, extended garage, ceiling storage racks, plantation shutters, custom wood valances, stainless steel appliances, and professional landscaping. Living in Del Webb Spruce Creek Golf & Country Club means enjoying an incredible active-adult lifestyle with 36 holes of championship golf, 3 pools, 2 hot tubs, restaurant and bar, fitness center, pickleball, tennis, softball, shuffleboard, billiards, cards, and nearly 100 clubs and activities. Meticulously maintained inside and out, this beautiful Hanover pool home combines exceptional outdoor living, thoughtful custom upgrades, outstanding storage, and one of Central Florida's premier active-adult lifestyles. Come see this exceptional home and start enjoying the Del Webb lifestyle!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,958

Sqft

0.22 ac

Lot size

2

Garage

2004

Year built

One

Levels

$219

Per sqft

Private pool55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
FacesEast
ExteriorIrrigation System · Lighting · Private Entrance · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$214/mo
Taxes (2025)$2,638/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,309 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,525
FHA mortgage insurance (est.)$190
Property tax — 2025 actual bill$220
HOA fee — from the listing$214
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,015Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,015
Interest rate6.00%
Loan term

Estimated payment

$3,309/mo

Principal & interest$2,525
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$220
HOA / condo fee$214
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $429K
$412KedgeAI estimate $500,411 · range $450K$521K$541K

vs edgeAI estimate

−14.3%

Days on market

0 vs 50 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Summerfield

Map of 13967 SE 96TH CIRCLE

Get to know Summerfield. See the full Summerfield guide →

SUMMERFIELD 34491 — neighborhood snapshot

Population

32,369

Median age

54.4

Median income

$65,900

Median home value

$253,100

Avg household

2.3

Households w/ children

2,632

For the school run

Marion County School District

MiddleLake Weir Middle School★★★★
ElementaryHarbour View Elementary School★★★★★
HighLake Weir High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Summerfield market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$279K$256K

Summerfield median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →

Paper trail

This home's history

Aug 14, 2026Listed at $429,000 · 0 days on market since
2004Built · SPRUCE CREEK GC

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jhony Hung Zheng

Your agent

Jhony Hung Zheng

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13967 SE 96TH CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13967 SE 96TH CIRCLE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

13967 SE 96TH CIRCLE FAQs

What would the monthly payment be for 13967 SE 96TH CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,309/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13967 SE 96TH CIRCLE?+

The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13967 SE 96TH CIRCLE?+

The most recent tax bill on record (2025) was $2,638. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13967 SE 96TH CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Summerfield?+

At $429,000, this home is listed about 48% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.

Which schools are assigned to 13967 SE 96TH CIRCLE?+

Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$429,000 runs 56% above the SUMMERFIELD 34491 median — but at 1,958 sqft it's also 21% larger than the typical Summerfield listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Listed today in a Summerfield market that averages 50 — if it fits, move quickly.

Listing courtesy of BROKER ASSOCIATES REALTY · Rich Denicola. MLS #OM726986.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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