2178 N WATERSEDGE DRIVE, CRYSTAL RIVER, FL, 34429
Active1 days on marketListed Aug 12, 2026MLS #OM729725
About this home
2178 N WATERSEDGE DRIVE
Discover the vibrant Gulf Coast lifestyle with this stunning waterfront home in the quiet neighborhood of Crystal Shores Estates! Directly along a private canal that opens up to King’s Bay and the Crystal River, this property is a fantastic option for water enthusiasts looking to spend their time boating, fishing, and exploring. With a welcoming appearance accented by classic palms, this home features a total of 4-bedrooms and 2-baths with over 2,000 sqft of space throughout. Tile flooring runs throughout the home, which also features a thoughtful split-bedroom floor plan for privacy. The kitchen is nicely equipped with extensive cabinet storage and counter space, newer stainless steel appliances including an additional wine fridge, a large center-island with breakfast bar and vent hood that matches the cabinets, and tiled back splash. The primary suite is well-appointed, with a private en-suite with a luxurious walk-in shower and a large walk-in closet with built-in shelving system. The back of the home is perfectly suited for those who enjoy entertaining or soaking up the sun in peace, with several areas worth noting– an inviting sun room features tongue-and-groove wood ceilings, ceiling fans, and lots of space for seating and dining. Beyond, a fully screen-enclosed pool area features a sparkling in-ground pool overlooking the nearby canal. Separately, a covered patio area with a pergola has been carefully designed to host a built-in summer kitchen with bar-style seating, extensive storage space with built-in cabinet and counter space, ceiling fan, outdoor sink, and built-in grill. Along the canal is a permanent dock equipped with a boat lift as well as a floating dock, making it easy to launch right from home. Previously used as a VRBO, this home has plenty of opportunity to return to this use if desired to generate additional income thanks to its ideal location! Whether you're seeking a waterfront lifestyle or an investment opportunity with endless potential, this property is a unique opportunity to discover!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,095
Sqft
0.35 ac
Lot size
2
Garage
1976
Year built
One
Levels
$381
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,429 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,429/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Crystal River actives
$381 vs $215
Days on market
1 vs 55 typical
Where $381/sqft sits among the 156 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
82 of 156
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 220% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 2178 N WATERSEDGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$450,000
10741 W PINE BARK LANE · same community
2 bd · 2 ba · 1,524 sqft · $295/sqft · 349 DOM
Sold · Apr ’26$308,000
11291 W CORAL COURT
3 bd · 2 ba · 2,099 sqft · $147/sqft · 30 DOM
Sold · Jun ’26$650,000
1931 NW 18TH STREET
3 bd · 2 ba · 2,101 sqft · $309/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jhony Hung Zheng
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2178 N WATERSEDGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2178 N WATERSEDGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jhony's phone and CRM.
Straight answers
2178 N WATERSEDGE DRIVE FAQs
What would the monthly payment be for 2178 N WATERSEDGE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,429/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2178 N WATERSEDGE DRIVE?+
The most recent tax bill on record (2024) was $7,898. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $799,000, this home is listed about 146% above the Crystal River median of $324,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2178 N WATERSEDGE DRIVE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$799,000 runs 220% above the CRYSTAL RIVER 34429 median — but at 2,095 sqft it's also 32% larger than the typical Crystal River listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Crystal River market that averages 55 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SHOWCASE PROPERTIES OF CENTRAL · Valerie Dailey. MLS #OM729725.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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