645 WESTWARD CIRCLE, HOLLY HILL, FL, 32117
Active0 days on marketListed Aug 16, 2026MLS #V4950740
About this home
645 WESTWARD CIRCLE
Welcome to this beautiful updated 4 bedroom, 2 bath home offering an open floor plan, vaulted ceiling, and a large backyard. The kitchen features a stunning backsplash, stainless steel appliances, a stainless steel hood, and new light fixture over the breakfast bar, creating a stylish and functional centerpiece for the home. Tile flooring flows throughout for easy maintenance and a clean, cohesive look. Major updates provide peace of mind, including a 2024 roof, 2023 A/C, and 2026 water heater. The exterior has been freshly painted and enhanced with new front door, faux stone accents, and beautiful stone columns. Newer front windows are storm rated adding another layer of protection. Outside, enjoy an oversized backyard with plenty of room for entertaining, pets, play or future outdoor living spaces. The carport provides convenient covered parking, while the storage shed offers additional storage space along with a washer and dryer area. With 4 bedrooms, 2 bathrooms, no HOA, a spacious backyard, and numerous recent updates, this home offers comfort, functionality, and value all in one package. Don't miss the opportunity to make this move-in-ready home your own! All information deemed to be accurate, but not guaranteed.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,242
Sqft
0.24 ac
Lot size
1959
Year built
One
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,164 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,164/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22%
$/sqft vs Holly Hill actives
$223 vs $183
Days on market
0 vs 9 typical
Where $223/sqft sits among the 35 Holly Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holly Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holly Hill. See the full Holly Hill guide →
HOLLY HILL 32117 — neighborhood snapshot
Population
29,831
Median age
41.8
Median income
$52,132
Median home value
$175,500
Avg household
2.31
Households w/ children
3,290
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holly Hill market
$255K → $223K
Holly Hill median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
11 of 35
Holly Hill actives have cut their price
Median sold price, Holly Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the HOLLY HILL 32117 median. See the full Holly Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 645 WESTWARD CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$264,900
650 WESTWARD CIRCLE · same community
3 bd · 2 ba · 1,372 sqft · $193/sqft · 9 DOM
Sold · Oct ’25$175,000
421 JEFFERSON STREET
3 bd · 1 ba · 1,245 sqft · $141/sqft · 210 DOM
Sold · Aug ’26$240,000
839 HOLLYWOOD STREET
3 bd · 2 ba · 1,252 sqft · $192/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jhony Hung Zheng
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 645 WESTWARD CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 645 WESTWARD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jhony's phone and CRM.
Straight answers
645 WESTWARD CIRCLE FAQs
What would the monthly payment be for 645 WESTWARD CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,164/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 645 WESTWARD CIRCLE?+
The most recent tax bill on record (2025) was $3,015. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 645 WESTWARD CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holly Hill?+
At $277,000, this home is listed about 5% above the Holly Hill median of $264,990. The market section on this page shows how the area is trending.
Which schools are assigned to 645 WESTWARD CIRCLE?+
Holly Hill Elementary (elementary), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · James Brodick, LLC. MLS #V4950740.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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